Investing your retirement savings in a SIPP may not be for everyone, however. If you are uncertain as to what type of investment to invest in, then you should seek professional financial advice.<\/p>\n
Although SIPPs offer greater flexibility than traditional pension schemes, they often have higher charges, and the time involved in research means they may be more suitable for experienced investors.<\/p>\n
Most SIPPs allow you to select from a range of assets, such as:<\/strong> However, subject to some restrictions (including on personal use), residential property can be held in a SIPP through certain types of collective investments, such as real estate investment trusts, without losing the tax advantages.<\/p>\n","protected":false},"excerpt":{"rendered":" Flexibility over where your money is invested to fit in with your overall investment strategy Self-Invested Personal Pensions are likely to be most suited to experienced investors who are comfortable choosing and managing investments themselves. You need to have the necessary skills to invest your own pension fund, and you must remember that the value… Read more »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"_links":{"self":[{"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/posts\/2122"}],"collection":[{"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/comments?post=2122"}],"version-history":[{"count":0,"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/posts\/2122\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/media?parent=2122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/categories?post=2122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ashleighcourt.com\/news\/wp-json\/wp\/v2\/tags?post=2122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n\u2022 Unit trusts
\n\u2022 Investment trusts
\n\u2022 Government securities
\n\u2022 Insurance company funds
\n\u2022 Traded endowment policies
\n\u2022 Some National Savings and Investment products
\n\u2022 Deposit accounts with banks and building societies
\n\u2022 Commercial property (such as offices, shops or factory premises)
\n\u2022 Individual stocks and shares quoted on a recognised UK or overseas stock exchange
\nThese aren\u2019t all of the investment options that are available \u2013 different SIPP providers offer different investment options. Residential property can\u2019t be held directly in a SIPP with the tax advantages that usually accompany pension investments.<\/p>\n